信息檢索課程實習報告-實習報告

信息檢索課程實習報告：　一、　　　　　　　　　　 序言部分實習題目：柜臺交易及其交易模式及流程學生姓名：熊炎波（01083094）分工內容：制定檢索策略，選擇檢索入口詞，并對檢索入口詞進行修正檢索，選擇ABI（商業信息數據庫）進行檢索，并選擇檢索結果進行翻譯,并編寫綜述。檢索系統：ABI（商業信息數據庫） 數據庫名稱：ABI（商業信息數據庫），具體應用的是數據庫是：　　　　　　　　　　　 Business –ABI/INFORM Trade & Industry(第1—13篇)　 　Business-ProQuest Asian Business（第14—20篇）　　　　　　　　　　　 二、檢索策略部分：　課題分析：“柜臺交易及其交易模式及流程”有兩部分構成，一部分是柜臺交易，柜臺交易的交易模式及流程。柜臺交易又稱場外交易是證券交易的一種方式，是經濟金融學研究的一種課題。針對本課題的檢索，應從“柜臺交易”一詞入手，然后通過二次檢索獲得關于“柜臺交易及其交易模式及流程”的有關論文。檢索系統的選擇：圖書館網絡數據庫在線檢索系統——ABI商業信息數據庫數據庫的選擇：ABI商業信息數據庫——Multiple databases, Business-ABI/Inform Trade&Industry,　 Business-Proquest Asin Business,Business Source Premier (BSP)　檢索詞的分析與選擇：柜臺交易在英文中稱為 Over the Counter transaction , 在金融專業術語中常簡稱為 OTC，因此應以 OTC 或 Over the Counter transaction， counter transaction(柜臺交易) 作為檢索入口詞（關鍵詞）進行基本檢索，然后對檢索結果以 model OR mode（模式） 和 flow，procedure OR program（流程）作為二次檢索的入口詞。檢索式的構建： 　SUB(Over the counter transaction)　 AND　 LA(English)，SUB（model OR mode）AND SUB(flow OR procedure OR program )檢索策略調整： 主要是對檢索入口詞調整 , 開始始選擇的是以Over the Counter trading 作為第一次檢索的入口詞，后來經過調整，改為下列入口詞：　Counter transaction (柜臺交易)Over the Counter transaction(柜臺交易) Counter transaction model(柜臺交易模式)Counter transaction　 flow(柜臺交易流程)　三、　　　　　　　　　　 檢索結果及文摘翻譯：　所用的數據庫：ABI（商業信息數據庫）—— Business –ABI/INFORM Trade & Industry(第1—13篇)ABI（商業信息數據庫）——Business-ProQuest Asian Business（第14—20篇）檢索的時間范圍是：All dates　檢索結果列出：（1——13）篇：　1、所用數據庫名稱：ProQuest Business –ABI/INFORM Trade & Industry檢索的時間范圍：All Dates論文題目（Title）：New pvt banks set to hike transaction fees文摘（Abstract）：Another approach that is being mulled is of 'zero balance accounts with a fee for each transaction or enquiry'. This would mean that the customer need not maintain any balance in the account but instead pay a charge for each account statement, check on balance amount, ATM withdrawal and over the counter transaction.Numbers thrown by bankers explain the logic: a branch transaction costs the bank the most at Rs 75, an ATM transaction costs Rs 12, the call centre costs Rs 10 and the Internet the least at Rs 2.In HDFC Bank and ICICI Bank charges are already in place for frequent ATM withdrawals in case the minimum account balance is not maintained. Recently ICICI Bank imposed a fee for cash deposits in non-host branches. Host branch is the particular branch in which the customer's account is maintained譯文：正被仔細考慮的另一種方法具有'對每筆交易來說具有零平衡帳戶的費用的功能。 這將意味著用戶不必再保持帳戶的平衡，而是改為支付每份帳單的費用， 檢查差額，ATM 收回，和在柜臺交易上方。 銀行家扔的數目解釋邏輯： 一分支交易費用銀行最多在Rs 75， 一臺ATM 交易費用Rs 12，電話中心在Rs 2花費Rs 10 和因特網最小。 在HDFC銀行和ICICI銀行控告已經在適當的位置適合最小帳戶結余沒保持如果的頻繁的ATM 收回。 最近ICICI銀行在非總部為現金付款存款強加一項費用。 總部是用戶的賬被保持的特別的分部　刊名及卷、期數：Sunday BusinessBusinessline.　Chennai:　Mar 10, XX.　　pg.　1　2、所用數據庫名稱：ProQuest 　Business –ABI/INFORM Trade & Industry檢索的時間范圍：All Dates論文題目（Title）：East West Bank rolls out new car financing program文摘（Abstract）：Repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter transaction at any of East West Bank's 55 Personalized Banking Centers (PBC).譯文： 償還帳款對推遲日期的審查， 自動借方安排或者柜臺交易在東部西岸的55個性化的銀行中心(PBC) 中任何人來說都顯的很便利。　刊名及卷、期數：BusinessWorld.　Manila:　 Mar 8, XX.　　pg.　1　3、所用數據庫名稱：ProQuest 　Business –ABI/INFORM Trade & Industry檢索的時間范圍：All Dates論文題目（Title）：SEC set to release alternative trade rules文摘（Abstract）：If the SEC gets a favorable BIR ruling, the alternative electronic trading system will be treated as an informal exchange and trades will only be charged a tax rate of one and one-half percent per transaction just like in the bourse. If the BIR will not consider that, then securities traded electronically will be considered as an over-the-counter transaction and will have to be charged a 10% capital gains tax.譯文： 如果證交會得到有利的BIR制約， 這個選擇電子貿易系統 將被看作一次非正式交換，貿易只將被正如在證券交易所一樣收費一個每交易百分之一個半的稅率。 如果BIR 將不考慮那， 然后通過電子買賣的證券將被認為是一次柜臺交易并且必須被收費10%的資本收益稅。　作者及單位名稱：Leilani M. Gallardo刊名及卷、期數：BusinessWorld.　Manila:　Dec 23, XX.　　pg.　1　4、所用數據庫名稱：ProQuest 　Business –ABI/INFORM Trade & Industry檢索的時間范圍：All Dates論文題目（Title）：Solon evaded taxes?文摘（Abstract）：Sen. Renato L Cayetano conducted himself unethically by acquiring his shares of stock in BW Resources Inc. through ove譯文： 參議員Renato L Cayetano通過通過柜臺交易在BW 資源股份有限公司獲得他的股份引導他自己unethically，參議院少數派昨天說。　作者及單位名稱：Cayetano, Renato L刊名及卷、期數：BusinessWorld.　Manila:　Jan 16, XX.　　pg.　1　5、所用數據庫名稱：ProQuest 　Business –ABI/INFORM Trade & Industry檢索的時間范圍：All Dates論文題目（Title）：SPECIAL FEATURE: Cashless Spending: A lifestyle card with practical uses文摘（Abstract）：Diners Club Philippines operates under the franchise of Security Diners International Corporation, a wholly owned subsidiary of Security Bank. Unlike other contenders in the market today, it offers personalized service to its clients. As its brand suggests, Diners Club provides cardholders a sense of belonging to an exclusive organization. "We have a personalized approach, unlike other card companies wherein all you are is a card number," said Ronald Bibonia, first vice president for business development of Diners Club Philippines. "We keep track of our clients almost on an individual basis."Aside from insurance, Diners Club also provides its clients an array of services and privileges. With Club Cash, for instance, cardholders can avail of up to 50% available credit line which can be accessed via the ATM or over-the-counter transactions at the Diners Club Centre, Security Bank and Pilipinas Bank branches, and select Cashlink and Bancnet ATMs. Utility bills, on the other hand, can be settled through the Club Bill Connection facility. This enables cardholders to pay electric bills, Internet subscription, phone bills and the like by just enrolling these services to their Diners Club card.More than these services, Diners Club takes pride in offering Club members free access to exclusive airport and business lounges in major cities worldwide through the Club Lounges facility. One doesn't have to be a gold cardholder or a member of the frequent buyer program of an airline to enjoy luxuries such as free buffet or the use of private toilets and bath. Club members are welcome to all these facilities by just presenting their Diners Club International card. "Other people would have to pay to have access to those lounges or maybe don't get the chance to enter," said Mr. [Patrick Carlos]. "B譯文：菲律賓就餐者俱樂部有安全就餐者多國合作的特許權，并且在一個安全銀行的全資子公司下經營。 與今天市場上其他競爭者不同，它給它的客戶提供個性化的服務。作為其品牌建議，就餐者俱樂部為持卡人提供一個屬于一個專有的組織的感覺。 "我們讓個性化接近， 與你的全部是一個卡片號碼的其他卡片公司不同" ，羅納德Bibonia，首先就餐者俱樂部菲律賓的商業發展的副總統說。 " 我們在一個個人的基礎上幾乎跟蹤我們的客戶"。 除了保險，就餐者俱樂部也為它的客戶提

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