A Letter of Congratulation-祝賀信

                                                     55 Fifth Avenue

                                                     New York 10003

                                                     October 19th, 2002

 Mr. Joseph R. Smith                              

 4903 Ellis Avenue

 Chicago, Illinois 60607

Dear Mr. Smith,

      As soon as I heard of your election to the board of directors of your firm, I felt I must write you to let you know how happy I am 'in your advancement.

      All of your friends have felt that i in spite of the great difficulties you have faced in your climb up through the ranks,the outstanding ability we all recognized in you. eould not go unacknowledged. This advancement is certainly your due, and I think your firm should also be congratulated on taking advantage more fully of your exceptional talents.

           Sincerely yours,

   &nbs